{"id":1246,"date":"2022-01-25T09:42:07","date_gmt":"2022-01-25T14:42:07","guid":{"rendered":"https:\/\/acefsom.ca\/resources-and-useful-references\/"},"modified":"2026-03-03T14:24:18","modified_gmt":"2026-03-03T19:24:18","slug":"resources-and-useful-references","status":"publish","type":"page","link":"https:\/\/acefsom.ca\/en\/resources-and-useful-references\/","title":{"rendered":"Resources and useful references"},"content":{"rendered":"

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Resources and useful references<\/h1>\n

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Acquire good financial habits or simply improve your knowledge of consumption-related topics using a range of tools and advice.<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|on” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_stops=”#ffffff 50%|#f3f6fe 50%” background_color_gradient_start=”#ffffff” background_color_gradient_start_position=”50%” background_color_gradient_end=”#f3f6fe” background_color_gradient_end_position=”50%” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” background_last_edited=”on|tablet” use_background_color_gradient_tablet=”on” background_color_gradient_stops_tablet=”#f3f6fe 50%|#f3f6fe 50%” background_color_gradient_start_tablet=”#f3f6fe” da_disable_devices=”off|off|off” border_width_bottom=”19px” border_color_bottom=”#57DECF” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”default” width_tablet=”30%” width_phone=”50%” width_last_edited=”on|phone” custom_margin_tablet=”” custom_margin_phone=”|0px||0px|false|true” custom_margin_last_edited=”on|phone” custom_padding_tablet=”0px||0px||true|false” custom_padding_phone=”|0px||0px|false|true” module_alignment_tablet=”right” module_alignment_phone=”right” module_alignment_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/acefsom.ca\/wp-content\/uploads\/\/2021\/12\/acef-finance-consommation.svg” title_text=”acef-finance-consommation” show_bottom_space_tablet=”on” show_bottom_space_phone=”on” show_bottom_space_last_edited=”on|tablet” align_tablet=”” align_phone=”right” align_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”default” width_tablet=”” width_phone=”” width_last_edited=”on|tablet” min_height_tablet=”” min_height_phone=”” min_height_last_edited=”on|phone” height=”80vh” height_tablet=”20vh” height_phone=”20vh” height_last_edited=”on|phone” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|phone” custom_padding=”|0%||0%|false|true” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_class=”questions” _builder_version=”4.16″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row admin_label=”For online budget planning ” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_3_text_color=”#5E86EB” header_3_font_size=”40px” animation_style=”fold” animation_duration=”700ms” animation_intensity_fold=”20%” header_3_font_size_tablet=”30px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

For online budget planning<\/h3>\n

[\/et_pb_text][et_pb_blurb title=”TAKE STOCK OF YOUR FINANCE ! (WORD)” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/acefsom.ca\/wp-content\/uploads\/2024\/03\/Take-stock-of-your-finances.docx” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|tablet” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”][\/et_pb_blurb][et_pb_blurb title=”TAKE STOCK OF YOUR FINANCE ! (PDF)” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/acefsom.ca\/wp-content\/uploads\/2022\/03\/Take-stock-of-your-finances.pdf” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|tablet” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

To get a clearer picture of your financial situation. Having trouble completing it? No worries! We will help you during our first meeting.<\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”BUDGET EN LIGNE (French only) ” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/www.acefgp.ca\/inscription.php” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

A comprehensive solution for better financial management created by the ACEF du Grand-Portage.<\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”BUDGET PLANNER ” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/itools-ioutils.fcac-acfc.gc.ca\/BP-PB\/budget-planner” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|tablet” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

Create a personalized budget in three easy steps.<\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”5 DIFFERENTS BUDGETING METHODS” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.18.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/acefsom.ca\/wp-content\/uploads\/2026\/02\/Five-different-budgeting-methods.pdf” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|tablet” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

To learn more about different ways to create a personal budget that might work for you.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”For online budget planning ” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” header_3_text_color=”#5E86EB” header_3_font_size=”40px” animation_style=”fold” animation_duration=”700ms” animation_intensity_fold=”20%” header_3_font_size_tablet=”30px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A tool to help you access the benefits and assistance programs you are entitled to!<\/h3>\n

[\/et_pb_text][et_pb_blurb title=”BENEFITS WAY FINDER” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.17.4″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/benefitswayfinder.org\/” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

Your guide to government assistance programs that can help put more money in your pocket.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”dossier cr\u00e9dit” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Texte” _builder_version=”4.21.0″ _module_preset=”default” header_3_text_color=”#5E86EB” header_3_font_size=”40px” animation_style=”fold” animation_duration=”700ms” animation_intensity_fold=”20%” header_3_font_size_tablet=”30px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Taxes<\/h3>\n

[\/et_pb_text][et_pb_blurb title=”BROCHURE PRODUCED BY ACEFSOM” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/acefsom.ca\/wp-content\/uploads\/2026\/03\/Depliant-Cliniques-impot_2026.pdf” link_option_url_new_window=”on” hover_enabled=”0″ header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C” sticky_enabled=”0″]<\/p>\n

Resources offering tax clinics for low-income individuals.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”Quebec consumer associations portal” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” header_3_text_color=”#5E86EB” header_3_font_size=”40px” animation_style=”fold” animation_duration=”700ms” animation_intensity_fold=”20%” header_3_font_size_tablet=”30px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

New immigrants<\/h3>\n

[\/et_pb_text][et_pb_blurb title=”CREDIT CARDS AND DEBT (MULTILINGUAL)” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/www.solutionsbudgetplus.com\/ressources-carte-de-credit-et-endettement\/” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

Video clips developed by Solutions Budget Plus in French, English, Spanish, Swahili, Dari, and Arabic.<\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”TAX FILING AND BENEFITS” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/yourtrove.org\/learn-about-tax-filing-and-benefits\/” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

To better understand your tax return and your notice of assessment.<\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”CREDIT REPORTS” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/educaloi.qc.ca\/en\/capsules\/credit-reports\/” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

To better understand your credit report and how it works.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”Financial Consumer Agency of Canada” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_3_text_color=”#5E86EB” header_3_font_size=”40px” animation_style=”fold” animation_duration=”700ms” animation_intensity_fold=”20%” header_3_font_size_tablet=”30px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Financial Consumer Agency of Canada<\/h3>\n

[\/et_pb_text][et_pb_blurb title=”Learn how to choose and use a credit card. ” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” header_font=”|||on|||||” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-cards\/choose-credit-card.html” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”][\/et_pb_blurb][et_pb_blurb title=”MORTGAGE CALCULATOR” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/itools-ioutils.fcac-acfc.gc.ca\/MC-CH\/MC-CH-eng.aspx” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

When shopping for a property, use this tool to calculate your mortgage payments.<\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”FINANCIAL GOAL CALCULATOR” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/itools-ioutils.fcac-acfc.gc.ca\/FGC-COF\/home-accueil-eng.aspx” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

designed to help you manage your debts and your savings goals.<\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”ACCOUNT COMPARISON TOOL” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/itools-ioutils.fcac-acfc.gc.ca\/ACT-OCC\/searchfilter-eng.aspx” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

Find the account that best meets your needs.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”dossier cr\u00e9dit” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Texte” _builder_version=”4.16″ _module_preset=”default” header_3_text_color=”#5E86EB” header_3_font_size=”40px” animation_style=”fold” animation_duration=”700ms” animation_intensity_fold=”20%” header_3_font_size_tablet=”30px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

How\u2019s your credit report? Request yours by mail for free!<\/p>\n

[\/et_pb_text][et_pb_blurb title=”EQUIFAX” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/acefsom.ca\/wp-content\/uploads\/2026\/01\/Form-Equifax.pdf” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”][\/et_pb_blurb][et_pb_blurb title=”TRANSUNION” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/acefsom.ca\/wp-content\/uploads\/2026\/01\/Form-Transunion.pdf” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”][\/et_pb_blurb][et_pb_blurb title=”ACCEPTABLE IDENTIFICATION DOCUMENTS” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/www.transunion.ca\/product\/consumer-disclosure” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”Quebec consumer associations portal” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” header_3_text_color=”#5E86EB” header_3_font_size=”40px” animation_style=”fold” animation_duration=”700ms” animation_intensity_fold=”20%” header_3_font_size_tablet=”30px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Quebec consumer associations portal<\/h3>\n

[\/et_pb_text][et_pb_blurb title=”TOUT BIEN CALCUL\u00c9.CA ” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” disabled_on=”off|off|off” _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/www.toutbiencalcule.ca\/” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”]<\/p>\n

Acquire good financial habits or simply improve your knowledge of consumption-related topics using a range of tools and advice.<\/p>\n

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Useful links<\/h3>\n

[\/et_pb_text][et_pb_blurb title=”211 GRAND MONTR\u00c9AL” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.17.4″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/www.211qc.ca\/” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” 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header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”][\/et_pb_blurb][et_pb_blurb title=”AUTORIT\u00c9 DES MARCH\u00c9S FINANCIERS” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/lautorite.qc.ca\/en\/general-public\/calculators-and-tools\/calculators” link_option_url_new_window=”on” header_font_size_tablet=”20px” header_font_size_phone=”20px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”][\/et_pb_blurb][et_pb_blurb title=”OFFICE DE LA PROTECTION DU CONSOMMATEUR” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ 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transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_translate__hover=”0px|-6px” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#E85E0C” icon_color__hover_enabled=”on|hover” icon_color__hover=”#E85E0C”][\/et_pb_blurb][et_pb_blurb title=”LE PROTECTEUR DU CITOYEN” use_icon=”on” font_icon=”||divi||400″ icon_color=”#000000″ icon_placement=”left” image_icon_width=”30px” icon_color_tablet=”#000000″ icon_color_phone=”#000000″ icon_color_last_edited=”on|desktop” image_icon_width_tablet=”25px” image_icon_width_phone=”22px” image_icon_width_last_edited=”on|tablet” _builder_version=”4.16″ _module_preset=”default” header_text_color=”#000000″ header_font_size=”24px” transform_translate_linked__hover=”off” link_option_url=”https:\/\/protecteurducitoyen.qc.ca\/en” link_option_url_new_window=”on” header_font_size_tablet=”20px” 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Resources and useful referencesAcquire good financial habits or simply improve your knowledge of consumption-related topics using a range of tools and advice.For online budget planningTo get a clearer picture of […]<\/p>\n","protected":false},"author":2,"featured_media":1667,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-1246","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nResources and useful references - Association coop\u00e9rative d\u2019\u00e9conomie familiale (ACEF) du Sud-Ouest de Montr\u00e9al<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/acefsom.ca\/ressources\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Resources and useful references - 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